Terms of service

1. Parties and formation

45Black Limited (company number 16860363), registered office 20 Wenlock Road, London, England, N1 7GU, and the subscriber. Contract forms on checkout completion (click-accept + payment). B2B only: the subscriber confirms they act in the course of business (individual tier = sole practitioners/barristers acting professionally).

2. The service

A monitored search-and-alerting layer over the UK subsidy transparency register. Presence-only: the service reports what was present on the register at capture time and never asserts absence; the register is statutorily incomplete. Not legal advice; review windows and deadlines are indicative and must be confirmed with a qualified adviser.

Service standard: we provide the service with reasonable care and skill. We do not warrant uninterrupted or error-free operation, and we do not guarantee that every change to the register generates an alert. The heartbeat exists so that a failure is visible rather than silent — it is not a promise that no failure occurs.

3. Accounts

Individual = one named natural person, no firm-wide use; firm = up to 10 seats, firm_admin manages users. Provisioning is automated on payment; any refusal or revocation may be contested to a human at [email protected] (UK GDPR art 22C safeguard).

4. Payment

Via Stripe (card / Bacs Direct Debit). Prices ex-VAT. Monthly or annual, paid in advance and renewing automatically until cancelled. Failed payment → 7-day grace → suspension (deactivation). No refund for a partial period where the subscriber cancels, or where we terminate for the subscriber's breach. Pro-rata refund of the unused balance where we terminate or withdraw the service for any other reason.

5. Cancellation

Anytime via the billing portal; cancellation stops the next renewal, so access runs to the end of the period already paid for, then grace, then deactivation. There is no cooling-off period. Saved filters retained; deletion on request via the data-rights route.

6. Data and licence

Register content is public-sector information under OGL v3.0 (attribution carried on every screen/export). Subscriber gets a non-exclusive, non-transferable right to use the service for the subscriber's own business, non-sublicensable.

Permitted: sharing individual search results, alerts and exports with the subscriber's own clients and professional advisers in the ordinary course of that work.

Prohibited: bulk extraction, replication of the dataset or of the enriched layer, scraping, resale, sublicensing, and use in or to build a competing service. White-label deployment is not covered by this subscription; it is a separate self-hosted licence agreement.

7. Privacy

Two notices, deliberately separate: the Article 14 notice covers people named in the register; the Article 13 notice covers the subscriber's own data. Customer-account data is processed on the contract basis; Stripe is the payment processor and no card data touches the service.

8. Liability

Nothing in these terms limits or excludes liability for fraud or fraudulent misrepresentation, for death or personal injury caused by negligence, or for any liability that cannot lawfully be limited.

Subject to that, our total aggregate liability arising out of or in connection with the subscription is capped at the lesser of £1,000,000 and the fees paid or payable in the 12 months preceding the claim. We exclude indirect and consequential loss, and loss of profit, revenue, business, contracts, anticipated savings, goodwill and reputation.

Register content is DBT's. We are not responsible for the accuracy, completeness, availability or publication timing of the transparency register itself, nor for its statutory incompleteness (the presence-only rule, clause 2). Our reasonable-care-and-skill obligation attaches to what we do with what the register served — the integrity of the capture and its delivery to the subscriber — not to the content of the register.

9. Termination for cause, variation, governing law

(a) Termination for cause. We may terminate the subscription on written notice where the subscriber: fails to pay after the 7-day grace period in clause 4; or commits a material breach not cured within 14 days of written notice describing it. We may terminate immediately, with no cure period, where the subscriber uses the service unlawfully, uses an individual subscription across a firm contrary to clause 3, or becomes insolvent. On termination for cause, access ends and no refund is due for the unused part of the period.

(b) Variation. We may change these terms or prices on 30 days' written notice. Changes to the terms take effect at the end of that notice period. Price changes take effect only at the subscriber's next renewal, so a price never moves during a period already paid for. The subscriber may cancel under clause 5 before any change takes effect.

(c) Founding rate. A subscriber who subscribes at a rate offered as a founding rate keeps the rate at which they first subscribed for 24 months, notwithstanding clause 9(b). After 24 months the subscription moves to standard pricing on the notice given by clause 9(b). The protection runs with continuous subscription; it does not survive cancellation and re-subscription.

(d) Governing law. These terms are governed by the law of England and Wales, and the courts of England and Wales have exclusive jurisdiction.